Are you tired of being broke and stressed about money? Do you want to take control of your finances and achieve your financial goals? Look no further than HapNav, the world's first customer-directed open banking-powered financial planning application. Available for just £6.99 per month! Cancel anytime - no strings attached.
What is HapNav?
HapNav is a groundbreaking digital planning experience from the Academy of Life Planning that empowers you to identify and manage your future financial plans and aspirations. It's like having a financial planner in your pocket to guide you through the financial world.
Experience HapNav Risk-Free for 30 Days! Enjoy a full month of HapNav's features with our free trial. No need to provide your bank details upfront—simply explore and see the benefits for yourself. At the end of your trial, you can decide to continue your journey towards financial empowerment.
Shortlisted in the Investment Life & Pensions Moneyfacts Awards as a finalist in 2022 for Best Use of Technology.

Why HapNav is the Future of Financial Planning
Imagine having a lifetime cashflow model right at your fingertips with open banking integration, allowing you to track income, expenses, savings, and progress toward your financial goals in real time. HapNav provides sensible, unbiased modelling tailored to your unique financial situation, helping you navigate the complex world of personal finance with ease and confidence.
- Empowerment Over Delegation: Take control of your financial future without relying on intermediaries.
- Affordable Excellence: Access premium financial planning for just £6.99 per month.
- Unbiased Guidance: Independent modelling focused solely on your best interests.
- Simple and Intuitive: Designed for ease of use by end-users, not professional planners.
- Open Banking Integration: Real-time financial data to track and achieve your goals.
Bridging the Advice Gap
The gap is widening in the number of financial advisers who can handle the needs of young people without access to traditional financial advice. More than ever, individuals must rely on friends, family, and financial influencers for guidance. HapNav bridges this advice gap, allowing you to take control of your finances without the need for a financial adviser. Because who needs a financial adviser when you have HapNav (and a bit of know-how)?
Financial Activation: Take the Quiz
Are you dedicated when it comes to your finances? Take our free 5-minute financial activation quiz and discover if you’re ready to take control of your own financial journey. See how serious you are about your goals. We’re all in this together.
The Nitty Gritty
If you love HapNav as much as we do, you can set up a GO Cardless monthly payment of £6.99 after your 30-day free trial. If you’re not convinced, you can cancel at any time from an easy payment plan in-app.
So, what are you waiting for? Take control of your finances and unlock the power of personalised financial planning with HapNav. Start your journey from financial wisdom to security, freedom, and beyond.
Experience HapNav Risk-Free for 30 Days! Enjoy a full month of HapNav's features with our free trial. No need to provide your bank details upfront—simply explore and see the benefits for yourself. At the end of your trial, you can decide to continue your journey towards financial empowerment.

Steve Conley
Founding Chief Executive of HapNav
Steve Conley founded the Academy of Life Planning in 2012 after a long career in UK financial services. Since 1982, he has worked in senior roles within major banking institutions, including serving as Head of Investments within HSBC Bank plc’s UK Retail Investment Business (2008–2011), alongside positions at RBS Group and Santander.
After stepping away from corporate banking, Steve focused on developing a transparent, life-first model of financial planning — separating advice from product sales and promoting independent, fiduciary-led practice.
On 11 February 2021, he established HapNav Limited to develop a financial planning application designed to empower individuals to take structured control of their own financial decisions.
Steve is a Chartered Financial Planner, Chartered Insurer (Pensions Route), and holds a BSc in Mathematics. His professional recognition includes the British Insurance & Investment Brokers’ Association Prize and the Transparency Trophy (2017).
He serves as an Ambassador of the Transparency Task Force and is a member of its Advisory Group.
Through the Academy of Life Planning and related initiatives, Steve’s work focuses on transparency, structured decision-making, and restoring confidence in financial systems through ethical practice.
By aligning with the M-Power Movement, HapNav and the Academy of Life Planning demonstrate their unwavering commitment to financial empowerment. These partnerships enhance our mission to provide comprehensive planning services, education, and tools, enabling individuals to take control of their financial futures. We believe in fostering a fairer society where financial knowledge is accessible to all, breaking down the barriers of traditional financial services. Together, we are redefining excellence and trust in the financial planning industry. Join us in this transformative journey. Find out more.


